I am investigating the feasibility of a hike looping around Hofsjökull. Among the foreseen challenges are 17 crossings of named rivers (and many smaller ones). All rivers I need to cross have 4WD roads fording through downstream from where I will be hiking, sometimes quite far downstream after the confluence of several more rivers. From a driver's perspective, I have seen the recommendation, “if you wouldn't ford it on foot, don't ford it by car”. Logically, it should follow that if a 4WD road does ford a river, it should be fordable on foot (weather permitting). Is this accurate? Can I infer from the observation that a 4WD road has an unbridged river crossing downstream that it may be fordable on foot upstream?
Edit: For the purpose of this question, please assume complete sterility. I am considering only fordability due to water depth and force. I am not interesting in dangers from carnivorous animals in the water.